Everything you need to know
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Most clients begin seeing meaningful improvements within 30-90 days. A full credit restoration, removing all eligible negative items and building strong positive history, typically takes 6-12 months, depending on your starting profile and the complexity of items involved.
We dispute and negotiate the removal of late payments, collections, charge-offs, repossessions, bankruptcies, foreclosures, judgments, and inaccurate personal information. Results vary by creditor and the accuracy of the reporting, but we pursue every legal avenue available.
Absolutely. Every strategy we use is governed by the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA). You have the legal right to challenge any inaccurate, outdated, or unverifiable item on your credit report, and we simply do the work on your behalf.
We bring professional relationships with bureaus and creditors, deep knowledge of consumer protection law, and a systematic follow-up process that most individuals cannot replicate on their own. Our clients also have a dedicated advisor who tracks every dispute and keeps them informed.
Book a consultation with us. We handle the analysis, strategy, and all correspondence from there.
We guarantee that we will dispute every eligible item and pursue every legal remedy available to you. While no company can legally guarantee specific score increases, our track record speaks for itself, and we only continue billing when we're actively working on your file.
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